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PM SVANidhi Credit Card Application 2026: Get a loan of 30,000 rupees – learn about the complete scheme and application process.
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| Post Date / Update: | 01 Feb 2026 | 04:13:16 PM |
| Short Information: |
PM SVANidhi Credit Card Online Application 2026: All unemployed young men and women, and ordinary citizens who run street or sidewalk businesses such as fruit and vegetable stalls, barber shops, tailor shops, or other similar ventures, and who wish to expand their businesses by obtaining a loan of ₹30,000 from the government without any hassle, can now benefit from the PM SVANidhi Credit Card launched by the Government of India. Under this scheme, you can instantly receive a loan ranging from ₹10,000 to ₹30,000.
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Ministry of Housing and Urban Affairs (Mohua)
PM SVANidhi Credit Card Form Online Apply 2026
Advt No. : /2026 Short Details of Notification
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Important Dates
- Application Start Date : Start
- Last Date for Apply Online :Notify Soon
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Application Fee
- General / OBC / EWS / Other State : 0/-
- SC / ST : 0/-
- Pay the Examination Fee Through Debit Card, Credit Card,
- Net Banking or Pay Offline Fee Payment Through E Challan Mode Only
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PM SVANidhi Credit Card Form 2026 : Age Limit as on
- Minimum Age:-18 Years
- Read the Notification for extra Age Relaxation.
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PM SVANidhi Credit Card Form 2026 :Details
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Post Name
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Eligibility
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PM SVANidhi Credit Card
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- All India Cetizen
- Check the official notification for details
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Benefits of PM SVANidhi Credit Card Apply 2026?
यहां पर हम, आपको कुछ बिंदुओं की मदद से पी.स्वनिधि क्रेडिट कार्ड के तहत प्राप्त होने वाले लाभों / फायदों के बारे मे बताना चाहते है जो कि, इस प्रकार से हैं –
- PM SVANidhi Credit Card का लाभ देश के सभी रेहड़ी या फुटपाथ पर काम करने वाले अर्थात् स्ट्रीट वेंडर्स प्राप्त कर सकते है,
- आपको बता दें कि, PM SVANidhi Credit Card को लांच करने के साथ ही साथ पी.एम मोदी द्धारा 1 लाख स्ट्रीट वेंडर्स को PM SVANidhi Loan भी प्रदान किया गया है,
- साथ ही साथ आपको बता दें कि, पी.एम स्वनिधि क्रेडिट कार्ड पूरी तरह से शुल्क मुक्त होगा अर्थात् इसके लिए किसी भी प्रकार का शुल्क नहीं लिया जाएगा,
- आपको बता दें कि, PM SVANidhi Credit Card पूरी तरह से UPI से जुड़ा होगा,
- ₹ 2,500 रुपयो से अधिक की खरीददारी का भुगतान करने हेतु EMI का विकल्प मिलेगा जिसके तहत कार्ड धारको को 1.5% की दर से ब्याज देना होगा,
- इस कार्ड के तहत आपको नकदी निकासी की सुविधा नहीं दी जाएगी और
- दूसरी तरफ आपको बता दें कि, PM SVANidhi Credit Card की शुरुआती समय मे इसकी सीमा ₹ 10,000 रुपय होगी लेकिन धीरे – धीरे इसकी सीमा या क्षमता
- को ₹ 30,000 रुपयों तक बढ़ाई जाएगी आदि।
The PM SVANidhi Credit Card (often in partnership with BOBCARD) provides UPI-linked, collateral-free working capital of up to ₹30,000 for registered
street vendors. Apply by registering on the PM SVANidhi Portal, responding to the SMS/email link, and completing the digital application (Video KYC, E-sign).
Eligibility Criteria
- Target: Registered street vendors (hawkers, roadside sellers).
- Requirement: Must have previously availed and successfully repaid the 1st or 2nd PM SVANidhi loan.
- Documents: Aadhaar Card, PAN Card, and a recent photograph.
Application Process
- Submit Request: Select the credit card option on the dashboard.
- Application Link: Click the link sent via SMS/Email from the bank.
- Complete Process: Fill out the online form, complete Video KYC, and E-sign using Aadhaar.
- Register/Login: Visit the official PM SVANidhi Portal.
- Limit: Up to ₹30,000.
- Digital: UPI-linked for easy transactions.
- Benefits: No minimum CIBIL score requirement (if no past default history).
For assistance, contact the helpline at 1800111979
Documents
- The applicant must provide the following documents:
- Street vendor's Aadhaar card,
- Bank account passbook,
- PAN card,
- Mobile number linked to Aadhaar card,
- Active mobile number,
- Email ID, and
- Passport-size photograph.
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How to Fill PM SVANidhi Credit Form Online 2026
- To apply online for the PM SVANidhi Credit Card in 2026, you will first need to visit the official website's homepage, which will look like this.
- Once on the homepage, you will find the "Apply For Credit Card" option (Link Will Be Active Soon). Hover your mouse over this option, and
- you will see the following choices.
- Now, you will need to enter your mobile number and complete the OTP verification.
- After this, the online application form will open, which you will need to fill out carefully.
- You will need to scan and upload all the required documents.
- Finally, click on the submit option, after which you will receive an application slip, which you should print.
- By following all the steps mentioned above, your application will be verified, and if everything is correct, your credit card will be issued..
- After filling in the information, you will need to scan and upload the documents requested in the application form.
- Finally, after clicking on the Submit option, you will need to download the application slip and take a printout of it.
- Kindly Ready Scan Document Related to Recruitment Form - Photo, Sign, ID Proof, Etc.
- Before Submit the Application Form Must Check the Preview and All Column Carefully.
- If Candidate Required to Paying the Application Fee Must Submit. If You have Not the Required Application Fees Your Form is Not Completed.
- Take A Print Out of Final Submitted Form.
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Interested Candidates Can Read the Full Notification Before Apply Online.
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